Eden Prairie Community Education

Learn about Wills, Trusts, Health Care Directives & Powers of Attorney. Understand when a Will is sufficient and when you might prefer a Trust. Discover ways to avoid probate. Discussion of common mistakes will help avoid unwanted consequences.

You are generally a first-time buyer if you have not owned a home in the past 3 years. We will review the process of buying a home from A-Z and discuss unique funding that is only available to YOU-a first-time buyer. Learn how to buy a home using special loans, grants & First Generation homeownership funds! With one program, it is possible to buy a home for as little as $1000 of your own funds.

Procrastinate no more! No matter what your age, give your family an important gift by creating two legal documents - a Health Care Directive and a Power of Attorney. These documents are vitally important in the event you become incapacitated and cannot make decisions for yourself. In this class, you will prepare both of these documents so you won't end up without these important legal plans in place. Leave class with two notarized documents and give yourself and your loved ones peace of mind. Couples should register individually.

The decisions you make today can have an impact on your overall retirement plan. We will cover these items in class. 7 Strategies for IRA planning 6 roll over options for your retirement plan funds SECURE act changes to IRA planning 3 common required minimum distributions mistakes The difference between indirect and direct rollovers How to coordinate your IRA planning with your overall retirement, estate, tax, Social Security. 3 different options for spousal IRA beneficiaries

Whether you plan to stop work all at once, or ease into retirement by working part-time, at some point you will need to arrange for multiple sources of income to replace your paycheck. What do you need to think about as you transition from work life to retired life? Where will your income come from? How can you make it last? We will look at 4 withdrawal strategies and the pros and cons of each. We will also review how retirement income is taxed and show 5 tax planning strategies in retirement. Join us for an informative night that can help you prepare for a comfortable retirement. Singles and couples welcome!

To better understand the Social Security system, this class will cover: 5 factors to consider when deciding when to apply for benefits When it makes sense to delay benefits -- and when it does not Why you should always check your earnings record for accuracy How to estimate your benefits How to coordinate benefits with your spouse How to minimize taxes on Social Security benefits How to coordinate Social Security with your other sources of retirement income How Social Security is affected for individuals who receive a pension from a non-covered job. The decisions you make now can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime!

Are you turning sixty-five and wondering about Medicare? Would you like to understand Medicare Part A and B and the difference between Medicare supplements and Advantage plans? What are your choices if you are working and have a group plan? Learn when you can enroll and where you can compare plan types. The class is presented via PowerPoint with takeaway handouts and a reference guide. Optional one-on-one meetings are free for attendees to discuss specific options.