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Savvy Social Security Planning and Medicare Basics for Couples


Adult Learning / Financial -
Winter/Spring 2025 Adult

To better understand the Social Security system, this class will cover:

  • 5 factors to consider when deciding when to apply for benefits
  • When it makes sense to delay benefits -- and when it does not
  • Why you should always check your earnings record for accuracy
  • How to estimate your benefits
  • How to coordinate benefits with your spouse
  • How to minimize taxes on Social Security benefits
  • How to coordinate Social Security with your other sources of retirement income
  • How Social Security is affected for individuals who receive a pension from a non-covered job. 

The decisions you make now can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime!

Robert S. Davis

Robert Davis, CFP®, President
Financial Compass Corporation

Robert Davis is President of Financial Compass Corporation (FCC), a fee-only, Minnesota Registered
Investment Advisory firm.

He graduated from Mankato State University in 1985 with a Bachelor of Science degree in Business. Robert served in the U.S. Peace Corps in Santiago, Dominican Republic from 1986 – 1989 as a Small Enterprise Development volunteer. In 1996, he received his M.S. from Michigan State University.

In 1998, Robert began his financial planning career with an independent financial planning firm. In 2003, he received his Certified Financial Planner ™ designation. He has actively pursued his education ever since, participating in numerous professional study programs and completing numerous advanced courses in the financial advisory field.

Robert holds Series 7, 63, and 66 NASD investment licenses. He is a Certified Financial Planner practitioner, an active member of the Financial Planning Association (FPA), and an active member of the Garret Planning Network, a nationally renowned network of dedicated financial planners, who provide all American’s access to financial planning by offering their services on an hourly basis.

Robert teaches classes in the areas of Social Security Planning, IRA Distribution Planning, Cyber Security, and for young professionals.

 May 2025 
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WS25-2-83-01

  Robert S. Davis


Central Middle School : Room 405
Tuesday, May 13
6:30 - 8:30 PM

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Min Age   55 yr.